United Insurance Company penalized for refusing insurance claim

NEW DELHI: A district consumer forum has asked the United Insurance Company Limited to compensate one of its clients with Rs 50,000 and also fulfill his vehicle insurance claim.

The order was passed after Sarojini Tiwari dragged the insurance company to the forum for refusing to pay Rs 2, 79, 879 for the repairs done to his car. In his complaint Tiwari stated that after an accident he handed over the car to Autovikas Sales and Services for repairs.

"The opposite parties agreed to pay the repair amount directly to the service center, but failed to pay the repair bill... The complainant has no alternative except to pay the amount," the order took note of the complaint.

The decision was moved ex-parte and the Consumer Disputes Redressal Forum asked the company to pay the car-repair amount along with a compensation for "harassment, tension and mental agony" to the complainant.

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Kumbh Mela: Pictures From the Hindu Holy Festival








































































































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Could an African Cardinal Be the Next Pope?





Feb 12, 2013 9:09am


ap cardinal peter turkson ll 130211 wblog Two African Cardinals in the Running to Be Pope

Ghanaian Cardinal Peter Kodwo Appiah Turkson attends a Mass for Pope John Paul II in St. Peter's Basilica at the Vatican, in this April 13, 2005 photo. (Pier Paolo Cito/AP Photo)


By BAZI KANANI and PHOEBE NATANSON


ROME – After Pope Benedict XVI became the first pope in hundreds of years to voluntarily resign, the Roman Catholic Church could be in for another first in recent history—an African pope.


Two African cardinals are rumored to be among the top candidates to succeed Pope Benedict, and many Vatican watchers believe the election of a non-European pope is a very real possibility at a time when the majority of the church’s growth is in the developing world.


Cardinal Peter Turkson, 64, of Ghana, is considered to be near the top of the short list of likely successors.  (British bookmakers offering odds on the next pope have already made Turkson their 3 to 1 favorite.)


After serving for more than 30 years as an ordained priest, Turkson was made a cardinal by Pope John Paul II in 2003.  He currently serves as president of the Vatican’s Council for Justice and Peace.  Colleagues describe him as a “people person” with excellent communication skills.  He is considered a conservative who is unlikely to steer the church in a new direction on issues such as contraception, abortion and gay rights.


Turkson outlined for ABC News Monday the challenge facing Benedict’s successor.


“The new pope has to be very sensitive to the present condition of humanity and yet recognize the task of having to still keep the Gospel in its pure form. That’s a big challenge that we all pray for,” he said.


“I think what we should be looking for, probably what we should be doing rather is recognizing the nature of the church… pray God will provide us with the leadership that can confidently lead the humanity in the church in the year ahead. The challenges are not going to cease. They’re going to be increasing and we need somebody with God’s guidance to get us through all this,” Turkson said.


Cardinal Francis Arinze, 80, of Nigeria is again being mentioned as a possible pope, as he was in 2005 when Pope Benedict was elected.  Arinze served as a priest for 27 years and became one of the world’s youngest bishops before Pope John Paul II elevated him to cardinal in 1985.


He was appointed to lead the Vatican’s Council for Interreligious Dialogue, and colleagues compliment his ability to cooperate with people of other faiths.  Arinze is also considered a conservative.


If the conclave of the College of Cardinals were to choose either Turkson or Arinze, it would be the first selection of an African pope in more than 1,500 years.  Scholars say in the first five centuries of the church there were three popes from North Africa. But the selection of Turkson or Arinze would be the first pope from sub-Saharan Africa and the first-ever black pope.


Vatican watchers also believe it is possible a Latin American pope could be selected.  The cardinals considered leading candidates from Latin America are said to be Leonardo Sandri from Argentina, Oscar Maradiaga from Honduras, Odilo Scherer from Brazil, and Joao Braz de Aviz from Brazil.




SHOWS: World News






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US tornadoes strike southern states, 60 injured






MIAMI: Several powerful tornadoes ripped through the southern US states of Mississippi and Alabama injuring at least 60 people and destroying hundreds of homes at the weekend, emergency officials said Monday.

The city of Hattiesburg in Mississippi's Forrest County bore the brunt of the storms, with heavy rain continuing to lash the region and create a risk of flooding.

"Two people were critically hurt in Lemar County right next to Hattiesburg, but no deaths have been reported at this stage," Greg Flynn, a spokesman for the Mississippi Emergency Management Agency (MEMA), told AFP.

"Around 60 people are reported injured, but fortunately most injuries are minor," he said.

The bad weather, however, destroyed hundreds of homes and caused damage to the campus of the University of Southern Mississippi, authorities said.

A spokeswoman for the Alabama Emergency Management Agency (AEMA) said that while the area was hit by bad weather on Sunday it had so far received no reports of injuries.

The National Weather Service said flooding and flash flooding will become a concern if rainfall continues to add up across the lower Mississippi valley.

-AFP/ac



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Had Vajpayee been PM, Afzal's execution wouldn’t have happened: Ex-RAW chief

NEW DELHI: Calling the hanging of Parliament attack convict Afzal Guru a setback to the process of reconciliation and normalcy in Kashmir, former chief of Research & Analysis Wing (RAW) and an expert on the valley AS Dulat has said that had AB Vajpayee been the Prime Minister he would have never let Guru hang.

"Even though BJP had been demanding Guru's hanging, Atal Bihari Vajpayee would have not done it had he been heading the government," Dulat told TOI. Dulat headed RAW in 1999-2000 and was subsequently appointed as advisor to the PM (Vajpayee) on Kashmir. He was instrumental in shaping BJP's Kashmir strategy and an important player in Track II diplomacy.

Neither Congress nor BJP, which has both demanded and gloated over Guru's hanging, are likely to find the comment palatable. However, Dulat is firm in his opinion that the hanging has come at a wrong time when the valley was moving towards normalcy. "It has the potential to take the valley several years back. I was not expecting this to happen," he said.

Sentiments over Guru have been strong in the valley and as has been evident from the protests following the hanging — three civilians are reported dead in the clashes between protestors and security forces despite the latter having been told to exercise utmost restraint — things always have the potential to spiral out of control in Kashmir.

Even as the establishment has been banking on the anticipation of a good tourist season, strict but cautious policing and a youth geared more towards reaping benefits of a rising economy than causing long-drawn stir, observers say Kashmir can be unpredictable.

"Kashmiris are smart people. They can reap economic benefits and still vent their anger. They are also politically very conscious. Already the security clampdown is being called Gaza-isation of the valley. Also, while the youth is economically inclined, it is also very impatient," said an expert.

Sources also said as much of a political decision it may have been for the Congress, the party may not benefit from it in the upcoming elections. The leapfrogging to hang Guru over Beant Singh and Rajiv Gandhi killers will only hurt its secular image. In fact, it's the BJP that will be able to consolidate its support base as it has been demanding the hanging for several years, sources said.

However, according to Dulat, the biggest loser in this entire episode is J&K CM Omar Abdullah. "He has completely lost his credibility in the valley," says Dulat. Not surprisingly, Abdullah has been constantly distancing himself from the decision and has castigated Centre over it.

Dulat says the government must now devise a strategy to find a way out of the situation. "And the solution should attempt to go beyond law and order mechanisms. Militancy is not the thing to fear in the valley, but public anger is," he added.

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Year of the Snake: The Serpent Behind the Horoscope


On February 10, people all around the world will ring in the Lunar New Year with paper lanterns and firecrackers. At the heart of it all sits the snake, a slithery reptile feared for its sharp fangs and revered for its undeniable charm. (Watch videos of some of the world's deadliest snakes.)

Those born in the Year of the Snake are said to be intelligent and quick thinking, but they can also be dishonest and prone to show off. Though based on Chinese astrology, some of these traits are similar to characteristics of the actual serpent.

Snakes are known to be great at outsmarting their predators and prey. Their colorful, patterned skin makes them some of the best tricksters in the animal kingdom. And despite a bad rap as frightening creatures, snakes never fail to fascinate scientists, explorers, and zoo-goers. (See pictures of snakes.)

With more than 3,400 recognized species, snakes exhibit incredible diversity in everything from behavior and habitats to skin colors and patterns.

"As a vertebrate lacking in limbs, all snakes look largely like other snakes, yet they succeed in tremendous diversity in multiple directions," said Andrew Campbell, herpetology collections manager at the University of Kansas Biodiversity Institute.

To usher in the Year of the Snake, Campbell and herpetologist Dennis Ferraro at University of Nebraska-Lincoln weigh in on some of the snake's qualities that the Chinese zodiac predicts people born this year will have.

Horoscope: Snakes have an innately elegant personality but can also be ostentatious at times.

In Nature: Snakes come in all different colors, patterns, and textures, making them some of nature's most visually stunning creatures.

According to Campbell, the utility of their coloring falls into two main categories: to use as camouflage and to warn predators to stay away.

Among the most beautiful are the emerald tree boa (Corallus caninus)—whose vibrant green body is decorated with white stripes resembling lightning bolts—and the Brazilian rainbow boa (Epicrates cenchria), characterized by its iridescent skin and the large black rings down its back.

For some snakes, the diversity in color occurs within the same species, which is why Ferraro tells his student not to identify snakes by colors. For example, the polymorphic bush viper (Atheris squamigera), many of which are green, also come in shades of yellow, orange, red, and blue, as captured in photographer Guido Mocafico's "Serpent Still Life" photo series.

Horoscope: The snake is known to be the master seducer of the Chinese zodiac.

In Nature: Female garter snakes (Thamnophis) have all the luck with the gentlemen.

When a female garter snake is ready to mate, she announces it by producing chemicals called pheromones. Males, upon encountering the scent, immediately come crawling out and gather around the female in a large, wriggling "mating ball."

The competition intensifies when a male passing by the ball tries to fool the others by producing a scent that mimics that of the female, said Ferraro.

As soon as his rivals are led off in the wrong direction, the trickster slides right in. In areas with smaller populations of garter snakes, each ball consists of about 12 males and one female.

But in places like Manitoba, Canada, where garter snakes travel to certain areas to mate after coming out of hibernation, a mating ball can have thousands of males and only a hundred females.

Horoscope: Though snakes don't often tell lies, they will use deception when they feel it's necessary and they think they can get away with it.

In Nature: When it comes to using trickery to catch dinner, or to hide from predators, snakes are no amateurs.

Their sneaky techniques range from tricking fish to swim right into their mouths, to playing dead when threatened, to using their wormlike tails to lure in prey.

The most cunning of them all is the two-headed snake. To protect against a sneak attack from behind, the two-headed snake's tail looks just like its head. While the business end looks for food, the snake coils up its body and rests its tail on top to look like it is on guard.

The tail can even mimic the behavior of a retreating snake to trick predators into thinking they're going face-to-face with their opponent.

Horoscope: When snakes get down to work, they are organized and highly efficient, and they work quickly and quietly.

In Nature: While snakes are often perceived as lazy, Campbell said people are mistaken. "What we perceive as shy, lazy, or inactive is really efficiency," he said.

"On average, they are bigger than other lizards and can build a lot of body mass. They do that by being efficient in feeding and traveling." In other words, snakes don't move very much because they don't have to.

When it comes to food, snakes catch prey that are significantly larger than them so they can eat less frequently. This reduces the time they spend hunting and thus makes them less vulnerable to falling victim to a predator themselves.

For Campbell, the most impressive hunter is the eastern diamondback rattlesnake (Crotalus Adamanteus), which is able to hunt and kill its prey very quickly using venom, so it doesn't have to travel far. "Because they don't have to do that, they can become relatively large and heavy, being able to build up body mass and not having to spend that energy hunting."

Horoscope: Snakes are charming, with excellent communication skills.

In Nature: For snakes, their visual and auditory senses don't mean much when it comes to communicating with each other.

Instead, they use their sense of smell and the chemicals produced by their musk glands. Unlike mammals, a snake picks up scent through the forks of its tongue.

When the snake retracts its tongue, it inserts the forks into grooves in an olfactory organ located at the roof of its mouth. Depending on which fork picks up a stronger scent, the snake knows in which direction to go when looking for prey or a mate.

It's when snakes are threatened that they use sight and sound, said Ferraro. Rattlesnakes, for example, shake their tails, making a loud rattling noise to ward off predators.


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Vatican Says Pope Benedict Will Resign Feb. 28













Pope Benedict XVI announced today that he will resign Feb. 28, saying his role requires "both strength of mind and body."


The pope's decision makes him the first pontiff to resign in nearly 600 years. A conclave to elect a new pope will take place before the end of March. The 85-year-old pope announced the decision to resign in Latin during a meeting of Vatican cardinals.


FULL COVERAGE: Pope Benedict XVI Resignation


"After having repeatedly examined my conscience before God, I have come to the certainty that my strengths due to an advanced age are no longer suited to an adequate exercise of the Petrine ministry," he said. "I am well aware that this ministry, due to its essential spiritual nature, must be carried out not only by words and deeds but no less with prayer and suffering."


Pope Benedict XVI was the oldest pope to be elected at age 78 on April 19, 2005. He was the first German pope since the 11th century and his reign will rank as one of the shortest in history at seven years, 10 months and three days.


RELATED: Pope Benedict XVI Resigns: The Statement


The last pope to resign was Pope Gregory XII, who stepped down in 1415.


Vatican officials said they've noticed that he had been getting weaker, while Benedict said he is aware of the significance of his decision and made it freely.


Vatican Communications Director Greg Burke told ABC News that he was surprised but wasn't shocked by the announcement, and cited an interview in which Benedict said a pope not only could resign, but should resign.










Pope Benedict XVI Resignation: Who Will Be Next? Watch Video







"[Pope Benedict] is slowing a bit, and there's nothing immediately serious or grave. He has an older brother. He just thought the demands of the job were too much for his physical well being."


INTERACTIVE: Key Dates in the Life of Pope Benedict XVI


Benedict's brother, the Rev. Georg Ratzinger, had shared his concerns about the pope's health in September 2011, telling Germany's Bunte magazine that he should resign if health issues made the work impossible. More recently, Ratzinger has apparently cited his brother's difficulty in walking and his age, saying that Benedict had been advised by his doctor to cease transatlantic trips and that he had been considering stepping down for months, according to the German DPA news agency.


Among other ailments, the pope reportedly suffers from arthritis and arthrosis -- a debilitating joint-degeneration condition -- and his declining health drew attention about a year ago when he used a cane at the airport on his way to a trip to Mexico and Cuba.


Benedict has been a less charismatic leader than his predecessor, John Paul II, but tending to the world's roughly 1 billion Catholics still requires stamina Benedict seems to believe he now lacks.



PHOTOS: Pope Benedict XVI Through the Years


"Obviously, it's a great surprise for the whole church, for everyone in the Vatican and I think for the whole Catholic world," the Rev. John Wauck, a U.S. priest of the Opus Dei, told "Good Morning America" today. "But, at the same time, it's not completely surprising given what the pope had already written about the possibility of resigning.


"It's clear in terms of his mental capacity he's in excellent shape, he's very sharp, and so when he says he's making this official with whole freedom, it's clear that that's the case, that makes one believe that this is an act taken out of a sense of responsibility and love for the church."


It is a road that leads back to the 1930s.


Ratzinger started seminary studies in 1939 at the age of 12. In his memoirs, he wrote of being enrolled in Hitler's Nazi youth movement against his will when he was 14 in 1941, when membership was compulsory. In 1943, he was drafted into a Nazi anti-aircraft unit in Munich. He says he was soon let out because he was a priest in training.


He returned home only to find an army draft notice waiting for him in the fall of 1944.


As World War II came to an end, the 18-year-old Ratzinger deserted the army. In May 1945, U.S. troops arrived in his town and he was sent to a prisoner-of-war camp.






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Three Korean doctors slain in north Nigeria: police






KANO, Nigeria: Men armed with knives slit the throats of three South Korean doctors in a pre-dawn attack Sunday in a volatile town in northeastern Nigeria in the latest in a spate of killings of foreigners in recent months, police said.

The attack in Potiskum also came just two days after gunmen killed at least 10 people in horrifying attacks on two Nigerian polio clinics in a new blow to the campaign to wipe out disease, but it was not clear if the incidents were related.

Yobe State police commissioner Sanusi Rufa'i would not say if the Islamist group Boko Haram, which has been active in Potiskum, was responsible for Sunday's killings, but that the attack was being investigated.

He said unknown attackers scaled the fence of an apartment housing the three doctors at around 1:00 am and slit their throats, initially describing the victims as Chinese.

"Further investigations have shown that the victims were Korean nationals and not Chinese as earlier stated. They were doctors from South Korea," Rufa'i told AFP, in comments confirmed by a senior military official in the state.

Residents said the Koreans, whose bodies were found by neighbours, were employees of the state ministry of health and had been living in the city for one year.

In Seoul, the foreign ministry said it was checking the reports, but noted that few Koreans live in the town.

"The chance that the slain would be Koreans is not high," a foreign ministry official told Yonhap news agency. "But we are checking further related situations via diverse channels."

A local resident said the bodies of the Koreans were found in their room by neighbours who alerted security agents,

"People became worried when the doctors did not open their door in the morning," one resident who did not want to be named told AFP.

He said the victims had their throats slit, but it was not immediately clear if the assailants also came with guns.

"It is still premature to point any accusing fingers but we have commenced an investigation to unravel the killings," said Rufa'i, adding: "No arrest has been made."

Sunday's attack was the latest in a spate of killings of foreigners, especially Chinese nationals, in the country's restive northeast.

In November, gunmen shot dead two Chinese construction workers in nearby Borno State, the stronghold of the Boko Haram extremists.

Three other Chinese nationals have also been killed in separate attacks in the region.

Although no group claimed responsibility for the attacks, they were similar to previous strikes against foreigners by Boko Haram.

Violence linked to Boko Haram is believed to have left some 3,000 people dead since 2009, including killings by the security forces.

The killings in Potiskum, which lies about 100 kilometres (60 miles) from the state capital Damaturu, followed attacks on other health workers in the northern city of Kano on Friday.

Nine women and a man were shot dead in two separate attacks in Kano after a local cleric denounced polio vaccination campaigns and some local radio stations aired conspiracy theories about the vaccine being a Western plot to harm Muslims.

Nigerian President Goodluck Jonathan condemned Friday's killings, describing them as "dastardly terrorist attacks" and vowed to track down the perpetrators.

Boko Haram has claimed to be fighting for the creation of an Islamic state, but its demands have shifted repeatedly and it is believed to include various factions. Criminal gangs and imitators are also suspected of carrying out violence under the guise of the group.

Nigeria, Africa's most populous nation and largest oil producer, is divided between a mainly Muslim north and predominantly Christian south.

- AFP/ck



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Many feared dead as stampede breaks out at Allahabad railway station

ALLAHABAD: At least six persons are feared and several injured in a stampede that broke out at Allahabad railway station on Sunday evening.

According to TV reports, the stampede broke out after a railing on a footoverbridge collapsed at the platform number 6 of Allahabad railway station.

Eyewitnesses, however, said that the stampede was triggered after police lathicharged people in order to control the huge rush at the station.

Many of the injured complained that administration delayed action by over 2 hours following the tragic incident.

Over three crore people converged at the Sangam for a holy dip on the occasion of " Mauni Amavasya" on Sunday, considered the most auspicious day during the 12-yearly congregation.

(More details are awaited)

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Mars Rover Curiosity Completes First Full Drill


For the first time in history, humans have drilled a hole into rock on Mars and are collecting the powdered results for analysis, NASA announced Saturday.

After weeks of intensive planning, the Mars rover Curiosity undertook its first full drill on Friday, with NASA receiving images on Saturday showing that the procedure was a success.

Curiosity drilled a hole that is a modest 2.5 inches (6.35 centimeters) deep and .6 inches (1.52 centimeters) wide but that holds the promise of potentially great discoveries. (Watch video of the Mars rover Curiosity.)

"The most advanced planetary robot ever designed now is a fully operating analytical laboratory on Mars," John Grunsfeld, NASA associate administrator for the agency's Science Mission Directorate, said in a statement on Saturday.

"This is the biggest milestone accomplishment for the Curiosity team since the sky-crane landing last August."

Read: Asteroid to Make Closest Flyby in History

The site of the much-anticipated penetration is a flat section of Mars rock that shows signs of having been underwater in its past.

Called Yellowknife Bay, it's the kind of environment where organic materials—the building block of life—might have been deposited and preserved long ago, at a time when Mars was far wetter and warmer than it is today.

The contents of the drilling are now being transferred into the rover's internal collection system, where the samples will be sieved down to size and scoured to minimize the presence of contamination from Earth. (Watch video of Curiosity's "Seven Minutes of Terror.")

Then the sample will be distributed to the two instruments most capable of determining what the rocks contain.

The first is the Sample Analysis on Mars (SAM), which has two ovens that can heat the powdered rock to almost 2000°F (1093°C) and release the rock's elements and compounds in a gaseous form.

The gases will then be analyzed by instruments that can identify precisely what they are, and when they might have been deposited. Scientists are looking for carbon-based organics believed to be essential for any potentially past life on Mars.

Powder will also go to the Chemistry and Mineralogy (CheMin) instrument for a related analysis that looks especially at the presence of minerals—especially those that can only be formed in the presence of water.

Louise Jandura, chief engineer for Curiosity's sample system at NASA's Jet Propulsion Laboratory, said that designing and testing a drill that can grab hold of Martian rock and commence first a percussive shallow drilling and then dig a deeper hole was difficult.

The drill, which is at the end of a 7-foot arm, is capable of about 100 discrete maneuvers.

"To get to the point of making this hole in a rock on Mars, we made eight drills and bored more than 1,200 holes in 20 types of rock on Earth," Jandura said in a statement.

Results from the SAM and CheMin analyses are not expected for several days to weeks.


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